About Franklin

Powering European
e-commerce.

Our mission is simple: eliminate the manual work in e-commerce finance, until making the right decisions is all that is left. Receipts fetched, books closed, suppliers paid - while you decide where the business goes next.

We are building the tool we wished we had.

Too much of e-commerce finance is still done by hand. Receipts chased across ad platforms. Transactions coded one by one. Sundays lost to month close. None of it makes a single decision better. So we are ending it: Franklin's agents fetch, match and code everything you spend, and the books close themselves - you just approve.

We ran webshops ourselves, and the card was only the start. Bill Pay, an open API and an MCP are next: one platform where all of your money lives. Today 350+ businesses run on Franklin, and we take pride in supporting some of Europe's most ambitious e-commerce founders and operators. If you are building one, come build with us.

Our promise to you

I have done the books at night myself. Five minutes to midnight, four ad platforms open, a stack of paper receipts I had been avoiding since Tuesday. Googling "which VAT code is Meta Ads" for the third month in a row. Nobody starts a business for that. This is why we built Franklin: every month, a little more of that work leaves your desk and never comes back. And if we ever fall short, write me. I will answer.

The team

The people behind Franklin.

We're a team of 24 franksters with a passion for e-commerce, tech and bookkeeping.

Nikolaj Bomann Mertz

CEO & Co-founder

Peter Klit

CCO & Co-founder

Johan Frølich

CTO & Co-founder

Oliver Cederborg

Tech Lead

Jonas Jepmond

Head of Sales

Caroline Juel

Customer Success Manager

Ghita Ventzel

Customer Success Manager

Thomas Nymark Horsted

Partnership Manager

Heidie Lobedanz

Administration

Lotte van Veldhuizen

Account Executive

William Mennen

Account Executive

Frederik Højriis

Full-stack Developer

Viola Halbye

Business Developer

Noah Giolbas

Finance

Hector Amden

Business Developer

Christian Henriksen

Head of Finance

Casper Engelmann

Full-stack Developer

Ander Rodriguez

Full-stack Developer

Léo Genot

Full-stack Developer

Christopher Borum

Full-stack Developer

Satish Gurung

Operations Engineer

Our name

Why "Franklin"?

Why "Franklin"?

Known for his intellect and pioneering spirit, Benjamin Franklin was not only a Founding Father, but an inventor, philosopher and businessman, who ran his own print shop and kept his own books. The original operator. He is also the face of the $100 bill - and the principles credited to him line up neatly with what we are trying to build.

"Lost time can never be found again."
"A penny saved is a penny earned."

Benjamin Franklin

Our mission is rooted in the same two principles: save our customers time, and give them their money back. 10+ hours a month, and 0.5% on everything they spend.

MILESTONES

From pitch to product.

Our story thus far. Have a look.

Jun 2023

Mate, I have this idea...

All great ideas start on the back of an envelope. Franklin did too. Pencil strokes became pitch decks, then prototypes. Just like that we were in the game. No product, no customers. Just a big vision and the drive to make it happen.

Jun 2023

Mate, I have this idea...

All great ideas start on the back of an envelope. Franklin did too. Pencil strokes became pitch decks, then prototypes. Just like that we were in the game. No product, no customers. Just a big vision and the drive to make it happen.

Jun 2023

Mate, I have this idea...

All great ideas start on the back of an envelope. Franklin did too. Pencil strokes became pitch decks, then prototypes. Just like that we were in the game. No product, no customers. Just a big vision and the drive to make it happen.

Oct 2023

Funding secured

We raised our first round. With investors on board we started building for real. Suddenly, Franklin turned from an idea to a company.

Oct 2023

Funding secured

We raised our first round. With investors on board we started building for real. Suddenly, Franklin turned from an idea to a company.

Oct 2023

Funding secured

We raised our first round. With investors on board we started building for real. Suddenly, Franklin turned from an idea to a company.

Dec 2023

All-in

We quit our jobs, burned the ships, and bet everything on Franklin.

Dec 2023

All-in

We quit our jobs, burned the ships, and bet everything on Franklin.

Dec 2023

All-in

We quit our jobs, burned the ships, and bet everything on Franklin.

Jan 2024

First employee

Oliver, now our Tech Lead, was our first full-time colleague. That took our headcount up by 33%, giving us a perfect excuse to move into our own office.

Jan 2024

First employee

Oliver, now our Tech Lead, was our first full-time colleague. That took our headcount up by 33%, giving us a perfect excuse to move into our own office.

Jan 2024

First employee

Oliver, now our Tech Lead, was our first full-time colleague. That took our headcount up by 33%, giving us a perfect excuse to move into our own office.

Mar 2024

Partnering with NIUM

Ideas alone don't move money or pay invoices. So we partnered with NIUM, our banking backbone. This meant Franklin could finally onboard customers and move real money.

Mar 2024

Partnering with NIUM

Ideas alone don't move money or pay invoices. So we partnered with NIUM, our banking backbone. This meant Franklin could finally onboard customers and move real money.

Mar 2024

Partnering with NIUM

Ideas alone don't move money or pay invoices. So we partnered with NIUM, our banking backbone. This meant Franklin could finally onboard customers and move real money.

May 2024

First customers onboarded

Our first customers went live. Watching Franklin work for them felt amazing, and the whole office felt it too.

May 2024

First customers onboarded

Our first customers went live. Watching Franklin work for them felt amazing, and the whole office felt it too.

May 2024

First customers onboarded

Our first customers went live. Watching Franklin work for them felt amazing, and the whole office felt it too.

Jun 2025

The Franklin App

Franklin was now available on the App Store, bringing cards, spend tracking and bookkeeping directly to your pocket.

Jun 2025

The Franklin App

Franklin was now available on the App Store, bringing cards, spend tracking and bookkeeping directly to your pocket.

Jun 2025

The Franklin App

Franklin was now available on the App Store, bringing cards, spend tracking and bookkeeping directly to your pocket.

Aug 2025

€1M ARR

Within 15 months of going live, we crossed the point where most startups fail. We were proud, sure, but mostly just having a blast.

Aug 2025

€1M ARR

Within 15 months of going live, we crossed the point where most startups fail. We were proud, sure, but mostly just having a blast.

Aug 2025

€1M ARR

Within 15 months of going live, we crossed the point where most startups fail. We were proud, sure, but mostly just having a blast.

Jan 2026

Apple Pay

This was the most requested feature from our customers. After months of working alongside Apple, we could not help but shed a little tear once we got approved.

Jan 2026

Apple Pay

This was the most requested feature from our customers. After months of working alongside Apple, we could not help but shed a little tear once we got approved.

Jan 2026

Apple Pay

This was the most requested feature from our customers. After months of working alongside Apple, we could not help but shed a little tear once we got approved.

Jun 2026

First Dutch and Belgian customers

Our first customers outside Denmark went live in the Netherlands and Belgium. Same cards, same agents - and a new set of VAT rules to learn.

Jun 2026

First Dutch and Belgian customers

Our first customers outside Denmark went live in the Netherlands and Belgium. Same cards, same agents - and a new set of VAT rules to learn.

Jun 2026

First Dutch and Belgian customers

Our first customers outside Denmark went live in the Netherlands and Belgium. Same cards, same agents - and a new set of VAT rules to learn.

Jul 2026

€1.6M round

We raised another €1.6M, led by the VC fund True Collective. Some of the sharpest operators in Nordic tech were now backing us.

Jul 2026

€1.6M round

We raised another €1.6M, led by the VC fund True Collective. Some of the sharpest operators in Nordic tech were now backing us.

Jul 2026

€1.6M round

We raised another €1.6M, led by the VC fund True Collective. Some of the sharpest operators in Nordic tech were now backing us.

Today

Today

The Franklin office sits in the heart of Copenhagen, where 24 franksters from eight countries now work under one roof. We still visit our Dutch and Belgian customers in person - some habits are worth the flights.

Today

Today

The Franklin office sits in the heart of Copenhagen, where 24 franksters from eight countries now work under one roof. We still visit our Dutch and Belgian customers in person - some habits are worth the flights.

Today

Today

The Franklin office sits in the heart of Copenhagen, where 24 franksters from eight countries now work under one roof. We still visit our Dutch and Belgian customers in person - some habits are worth the flights.

Coming soon

The next steps

We are only just getting started. Our goals are many, but we can tell you one little secret: next up is Bill Pay as well as an API and MCP for Franklin.

Coming soon

The next steps

We are only just getting started. Our goals are many, but we can tell you one little secret: next up is Bill Pay as well as an API and MCP for Franklin.

Coming soon

The next steps

We are only just getting started. Our goals are many, but we can tell you one little secret: next up is Bill Pay as well as an API and MCP for Franklin.

PRESS

Franklin in the press.

Fintech company raises money in quick investment round

Entrepreneurs launch payment solutions targeted at marketing

Can Denmark become a leading fintech nation?

"We chose the name Franklin as a symbol of trust and financial wisdom"

Danish fintech startup Franklin goes live with first payment cards

Danish fintech startup partners with NIUM to revolutionize financial services

Franklin builds payment solution to help e-commerce businesses

Danish start-up Franklin launches Visa cards for e-commerce merchants

Købmagergade 26C, 1st floor to the left, 1150, Copenhagen, Denmark

© Copyright 2026. All Rights Reserved.

Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe. UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).

Købmagergade 26C, 1st floor to the left, 1150, Copenhagen, Denmark

© Copyright 2026. All Rights Reserved.

Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe. UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).

Købmagergade 26C, 1st floor to the left, 1150, Copenhagen, Denmark

© Copyright 2026. All Rights Reserved.

Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe. UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).

Købmagergade 26C, 1st floor to the left, 1150, Copenhagen, Denmark

© Copyright 2026. All Rights Reserved.

Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe. UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).